Provide peace of mind by offering Cyber Liability insurance.
Cyber Liability is the risk posed by conducting business over the internet, over other networks, or using electronic storage technology. Cyber Liability insurance is designed to mitigate losses from a variety of cyber incidents:
Your Policy also includes a full suite of security apps:
Through a partnership with McGowan Program Administrators, Mercer Consumer has developed an integrated insurance and risk management program for Cyber Liability. The program offers access to human resources and data management related services which provides superior products and services through a simplified process.
You may apply and obtain a quote up to 60 days prior to your desired effective date. However, you may only bind coverage within 30 days of the requested effective date.
1. Click on one of the blue “APPLY NOW" button at the top of this page.
2. Complete the information and submit by clicking on the "Get My Quote" button.
3. Limits up to $1,000,000 are available online.
Once your application is completed and full payment has been made via credit card or EFT, you will receive an email with your policy within 1-2 business days. Whether you are purchasing Cyber coverage with us for the first time or renewing your coverage and need assistance, please contact us at 1-866-236-6582.
To complete the Cyber Liability Application, simply click the form link below.
Please select the profession in the industry listing that most closely relates to your present occupation.
Not Available in AK, KS, KY, LA, ME, MT, ND, VT or WY.
For a quote in any of these states
or for limits above $1,000,000,
contact Mercer Sales at 1-855-345-0538.
Answers about the plan, including eligibility, options, enrollment, customer service and more.
If my firm purchases E&O coverage, wouldn’t this policy protect us in the event of a cyber or privacy breach?
This is often a misconception by policyholders and we find that the majority of errors & omissions policies do not cover cyber or privacy breaches. An E&O policy typically limits coverage to claims arising from negligence in the performance of specifically defined services and excludes coverage for criminal or intentional acts of insured’s or their employees.
What are my obligations in the event of a breach to report such and to whom?
47 of 50 states require a breach to be reported to those affected if any personal identifiable information (PII) is leaked. Any company who does not report these breaches is subject to hefty fines and penalties from various state and industry regulators. If you are a firm servicing clients in multiple states, a single breach can be a costly in just legal expenses to translate the requirements of each state's law. Having the proper Cyber Liability coverage in place can provide assistance and help cover these expenses.
How can I learn more about the insurance products offered by Mercer Health & Benefits Administration LLC and how they can best serve my insurance needs?
For more information or to speak with a Client Representative, please contact our office at 1-866-236-6582.
Theft of Digital Assets
Theft of Digital Assets
Cyber Extortion Threat
We're here to help! Please contact us in whatever manner is most convenient for you.
Mercer Health & Benefits Administration LLC
12421 Meredith Drive
Urbandale, IA 50398
M-F 8a-5p CST
Approximately every 3 ½ seconds a new threat is unleashed by cyber criminals into the online world of the internet.2 These criminals can range from middle schoolers who vandalize websites to international terrorists who target a country’s defense infrastructure.
Businesses face increasingly complex information and computer security risks. If you house or store client confidential information of anything defined as Personally Identifiable Information (PII), cyber criminals have an interest in your stored data files to target, breach and obtain such information.
The Cyber Liability policy available through Mercer Consumer, a service of Mercer Health & Benefits Administration LLC, has been tailored specifically for our policyholders and is not available outside our network.
2 “Cyber Security Statistics—Numbers Small Businesses Need to Know,” Matt Mansfield, January 3, 2017.